Our rates are terrific and working with a local lender means you will know your loan officer and they will be there for your loan closing to ensure that everything is accurate.
FHA loans require a 3.5% downpayment that can be from the borrowers own funds, a gift from a family member or employer, or a community sponsored second mortgage like our Utah Housing Loan Program.
Minimum credit scores are not required, but generally need to be above a 620 FICO score in order to qualify. You do not need to be a first time homebuyer to use the FHA program, but usually you can only have one FHA loan at a time.
Contact us today for all of the details and to get pre-approved for an FHA loan.